Rubiq Financial Partners LLC and its affiliated entities ("Rubiq") have adopted policies and procedures to protect our clients' non-public personal information. As your investment adviser, or as a service provider to your investment adviser, Rubiq collects non-public personal information about you from custodial applications, financial planning forms, and other documents submitted by you or by your financial consultant, custodian, or other authorized representatives (such as your accountant or attorney), and through the normal course of business as your investment adviser.
The types of non-public personal information Rubiq collects and shares will depend on the products or services you receive from us. Rubiq regards non-public personal information to include data such as your name, address, telephone and fax numbers, email addresses, Social Security number, assets, income, investment objectives, risk tolerance, account numbers, account balances, transaction history, beneficiary information, bank account information, and credit card information.
Rubiq will not disclose non-public personal information about you to anyone, except:
Rubiq restricts access to your personal and account information to those employees who need to know that information to provide services to you, your financial consultant, or other authorized representative. Employees and third-party vendors/contractors governed by confidentiality agreements are prohibited from disclosing non-public personal information to any person or entity outside Rubiq during or subsequent to their employment or contractual engagement with Rubiq.
Additionally, Rubiq maintains physical, electronic, and procedural safeguards that meet federal and/or state standards to guard your non-public personal information.
Rubiq's privacy policy applies to current, future, and past clients. If you decide to close your account(s) or become an inactive client, Rubiq will adhere to the privacy policies and practices described in this notice. If there is a material change in Rubiq's privacy policy, you will be notified via written notice.
If your financial advisor had a client relationship with you prior to your relationship with Rubiq, then Rubiq may have agreed to allow your financial advisor to solicit or recruit you to join his or her new firm if the financial advisor's relationship with Rubiq is terminated. In those instances, your financial advisor may be permitted to take your personal information and other account information to their new firm.
Please be aware that Rubiq may be a signatory to the Protocol for Broker Recruiting (Protocol) with certain other brokerage and advisory firms. If Rubiq remains a signatory as of the effective date of your advisor's termination, then Rubiq may permit your financial advisor to take your name, address, phone number, email address, and the account title of the accounts serviced while your financial advisor was associated with Rubiq, if your advisor joins one of these Protocol firms. The retention of this limited information by your advisor under the Protocol may occur even if you have exercised your rights to limit information sharing as described below.
If you would like to limit the personal information that your financial advisor could disclose or take if he or she moved to another firm and terminated their relationship with Rubiq, please send a written request by email to compliance@rubiqfp.com with the subject line "PRIVACY OPT OUT." You can withdraw your opt-out choice at any time by contacting us in writing at the email address provided.
Please note that for accounts held jointly by two or more persons, the privacy choices made by any account holder apply to all joint holders with respect to the account.
If your primary address is in a state that requires your affirmative consent to share your personal information, then you must give your written consent before we allow your financial advisor to take any of your personal information to a new firm. As of the date of this notice, if your mailing address is in California, North Dakota, or Vermont, we will automatically treat your account as if you do not want us to disclose your personal information to non-affiliated third parties for marketing purposes, except as permitted by applicable state law.
Our website may collect non-personal information such as browser type, operating system, pages visited, and referring URLs through standard web analytics tools. This information is used solely to improve user experience and is not linked to any personally identifiable information. We do not sell, trade, or otherwise transfer your personal information to outside parties for commercial purposes.
This site may be protected by security and anti-fraud services. By using this site, you acknowledge that your interactions may be subject to applicable third-party privacy policies and terms of service.
If you have any questions regarding this privacy policy, please contact our Compliance Department or visit our Contact page. You may also reach us at:
Rubiq Financial Partners LLC
Email: compliance@rubiqfp.com
Advisory services offered through Wealthcare Advisory Partners, a registered investment adviser. Brokerage products offered through LPL Financial, Member FINRA/SIPC. Rubiq Financial Partners LLC and the above-referenced entities are separate and unaffiliated companies.