Founder & Private Wealth Advisor
Andreas founded Rubiq Financial Partners to deliver truly independent, fiduciary wealth management to entrepreneurs, real estate investors, and high-net-worth families. A CFP® professional with an MBA from West Chester University, he brings over 20 years of financial services experience — including roles at Citizens Securities and Wells Fargo — before establishing Rubiq to serve clients without the conflicts inherent in the wirehouse model. Based in Chester County, PA, he also serves on the board of the Swedish American Chamber of Commerce, advising international business owners across the Philadelphia region.
Areas of Focus
Goals-based wealth planning for ultra-high-net-worth families, entrepreneurs, and real estate investors — modeled across multiple life scenarios, not built around products
Creative tax structuring — minimizing drag across income, capital gains, real estate, and estate transfer through proactive, integrated planning
Liquidity event planning, real estate portfolio optimization, and multi-generational wealth transfer for business owners and investors
Retirement income planning — sequencing Social Security, RMDs, and Roth conversions to maximize after-tax wealth over the full retirement horizon
Real estate investor strategy — managing exits from portfolios, 1031 exchanges, and Qualified Opportunity Zone (QOZ) investments to defer and reduce capital gains
Private Wealth Advisor
Doug brings over 20 years of financial services experience to Rubiq, with deep expertise in serving corporate executives and their families. A Villanova University graduate, he built his career at Northwestern Mutual, Edward Jones, Citizens Securities, and Merrill Lynch — where he served as a Senior Financial Advisor and Senior Portfolio Manager — before joining Rubiq to advise clients in a fully independent, fee-based fiduciary environment. He is Chairman of the Springfield Township Rotary Foundation Board and an Advisory Board Member of the East Falls Development Corporation.
Areas of Focus
Executive compensation strategy — equity awards, deferred compensation plans, and concentrated stock position management for corporate executives and senior leaders
Liquidity event and career transition planning — helping executives navigate retirement, role changes, and wealth crystallization events with full financial clarity
Legacy and estate planning — multi-generational wealth transfer strategies, trust structures, and long-term preservation for executive families
Tax minimization and retirement income planning — coordinating portfolio withdrawals, Social Security timing, and tax strategies across the full retirement arc
Client Service Associates
Client experience and consistency matter. We partner with Village Financial Services for dedicated Client Service Associate support — giving every client a consistent point of contact for account openings, transfers, service requests, and scheduling so that every interaction with Rubiq is seamless.
Our Network
We operate independently and draw on a network of best-in-class institutions, custodians, and specialists to deliver comprehensive solutions for our clients. While we're happy to work with your existing team, we can also lean on our vetted partners.
…and a carefully selected network of legal, tax, and estate planning specialists.
Have questions about how we work, our fees, or what to expect? See our FAQ →
Client Access
Quick access to the portals and platforms we use to serve you.
Log in to view your consolidated portfolio, performance reporting, and account aggregation.
Access your Schwab brokerage accounts, statements, and transaction history.
Access your Fidelity brokerage accounts, statements, and transaction history.
Retirement income visualizer — model sustainable withdrawal strategies, dividend income, and portfolio longevity scenarios.
Interactive tax planning and Roth conversion scenario modeling for your household.
Access your Flourish Cash or annuity account — high-yield savings and protection products.
Business valuation platform — plan for exits, succession, insurance needs, and key-person risk.
Manage your business accounting, bookkeeping, and cash flow in one place.
Schedule time directly with the Rubiq team for planning, reviews, or a first conversation.
The CFP® certification is granted by CFP Board to individuals who meet rigorous education, examination, experience, and ethics requirements and commit to ongoing continuing education. Learn more at cfp.net.
