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Terms of Use

Please read these terms carefully before using this website. By accessing or using rubiqfp.com, you agree to be bound by the terms and conditions set forth below.

Last updated: March 2026

Acceptance of Terms

By accessing and using this website, you accept and agree to be bound by these Terms of Use and all applicable laws and regulations. If you do not agree with any of these terms, you are prohibited from using or accessing this site. Rubiq Financial Partners LLC ("Rubiq") reserves the right to modify these terms at any time, and such modifications will be effective immediately upon posting. We encourage you to review these terms periodically for any changes.

No Investment Advice

The information contained on this website is for informational and educational purposes only and does not constitute investment, legal, or tax advice. Nothing on this site should be construed as a solicitation, offer, or recommendation to buy or sell any security or investment product. Past performance is not indicative of future results. All investments involve risk, including the possible loss of principal.

Tax-aware investing strategies discussed on this site should not be viewed as a substitute for individualized tax advice. Rubiq recommends that you consult with a qualified tax or legal professional before making any financial decision.

Investment Risk Disclosures

Different types of investments involve varying degrees of risk, and there can be no assurance that any specific investment will be suitable or profitable for a client's investment portfolio. Asset allocation and diversification may be used in an effort to manage risk and enhance returns; however, they do not guarantee a profit or protect against loss in declining markets.

References to likelihood of achieving financial goals or any specific outcome relate solely to illustrative planning scenarios and are not guarantees of any particular result. Financial planning services are only effective if a client actively participates in and adheres to the recommended plan.

Regulatory Information

Advisory services are offered through Wealthcare Advisory Partners, a registered investment adviser with the Securities and Exchange Commission (SEC) under the Investment Advisers Act of 1940. Brokerage products are offered through LPL Financial, Member FINRA / SIPC. Rubiq Financial Partners LLC and the above-referenced entities are separate and unaffiliated companies.

Clients and prospective clients may obtain a copy of our Form ADV Part 2A (Disclosure Brochure), Form CRS (Client Relationship Summary), and applicable brochure supplements for advisory personnel by contacting us or visiting the SEC's Investment Adviser Public Disclosure website. You may also view our Form CRS at Form CRS (PDF). You may also verify the registration status of our advisors by visiting FINRA BrokerCheck.

Electronic Communications

Do not send sensitive personal, financial, or account information via email. Rubiq does not accept trading instructions, money movement requests, or other time-sensitive directives through electronic communication channels including email or this website's contact form. All electronic communications may be subject to monitoring and review by compliance personnel or regulators.

By submitting information through this website's contact form, you consent to being contacted by Rubiq representatives via email or phone in response to your inquiry.

Social Media & Third-Party Platforms

Any content Rubiq publishes on third-party social media platforms or websites is considered advertising or marketing material under applicable securities regulations. Rubiq retains copies of all such communications for compliance review purposes. Third-party sites linked from this website are not under the control of Rubiq, and we are not responsible for their content, privacy practices, or terms of use.

Intellectual Property

All content on this website — including text, graphics, logos, images, and software — is the property of Rubiq Financial Partners LLC or its content suppliers and is protected by applicable intellectual property laws. Unauthorized use, reproduction, or distribution of any content from this site is strictly prohibited without prior written consent from Rubiq.

Limitation of Liability

To the fullest extent permitted by law, Rubiq Financial Partners LLC, its affiliates, officers, directors, employees, and agents shall not be liable for any direct, indirect, incidental, special, consequential, or punitive damages arising from your use of — or inability to use — this website or any content herein, even if advised of the possibility of such damages.

Governing Law

These Terms of Use shall be governed by and construed in accordance with the laws of the applicable jurisdiction, without regard to conflict of law principles. Any disputes arising under or related to these terms shall be subject to the exclusive jurisdiction of the courts in the applicable venue.

Contact Us

If you have questions about these Terms of Use, please contact us via our Contact page or at:

Rubiq Financial Partners LLC
Email: compliance@rubiqfp.com

Advisory services offered through Wealthcare Advisory Partners, a registered investment adviser. Brokerage products offered through LPL Financial, Member FINRA/SIPC. Rubiq Financial Partners LLC and the above-referenced entities are separate and unaffiliated companies. Registration with the SEC does not imply a certain level of skill or training.